Even if you are only involved in a fender bender, car crashes can be overwhelming, emotional, stressful, and anxiety inducing. It is easy to forget to know what to do, to miss important pieces of information, or to want to leave the scene before you have done everything in your power to make the insurance process easier. We've put together a short step-by step guide to the handful of important steps to take if you do find yourself at she scene of an accident.

What Steps Do You Take Directly After A Car Accident?

Even if you are only involved in a fender bender, car crashes can be overwhelming, emotional, stressful, and anxiety inducing. It is easy to forget to know what to do, to miss important pieces of information, or to want to leave the scene before you have done everything in your power to make the insurance process easier. We've put together a short step-by step guide to the handful of important steps to take if you do find yourself at she scene of an accident.

  1. Before the accident happens, be prepared. Be familiar with your insurance policy and have it in your glove compartment. Carry a first aid kit in your car. Also have a pre-printed form that allows you to fill in the particulars of your accident.
  2. Always stop, even if it is a parking lot fender-bender. If you feel that something suspicious is taking place, such as a traffic scam or predatory situation, drive to a crowed, well-lit place before stopping and call the police right away if you have a cell phone.
  3. If someone is seriously injured, do not move them unless they are in immediate danger. Call an ambulance or 911 right away and perform any first aid that you are qualified to do. Don't be afraid to seek medical attention for smaller injuries or even if you are feeling strange but aren't sure what is wrong - it's much better to err on the side of caution.
  4. If you are able, get the cars or other vehicles off of the road and safely to a shoulder. Make sure all drivers and passengers are also safely out of traffic flow.
  5. Stay at the scene until you have talked to all of the drivers involved, any witnesses, and the police (if they were necessary). Sketch the accident scene and take picture with your mobile or digital camera. If you have neither, keep a small disposable camera in your glove compartment with your insurance information.
  6. Exchange names, addresses, phone numbers, vehicle registrations, and insurance information with all involved. Get the names and phone numbers of witnesses. Get the name and badge number of the police officer in charge of your case so that you may find the accident report later. It's also helpful to note the license plate numbers, VIN numbers, and makes and models of the cars involved.
  7. Never say the accident was your fault. Talk to a lawyer first. Don't mention if you were speeding, if you were tired, or any other details that could hurt your case before you know the particulars of the situation. If you get a ticket for the accident, it is okay to sign it. You don't plead guilty or innocent for the ticket until you appear in court later.
  8. If you were injured in the accident, go in for a physical check-up with your doctor after the crash. You might also have been injured but not know it at the time.


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